How do you get licensed to sell life insurance?

What are the 6 steps?

1. Take the pre license courseYour state sets the hours. Many courses run online.
2. Pass the state examThe life exam covers policy types, rules and state law.
3. Fingerprints and background checkMost states require both before they issue a license.
4. Apply for the licenseApply through your state insurance department.
5. Get appointedA carrier appoints you before you sell its products.
6. Keep it currentDo your continuing education and renew on time.

Who do I contact in my state?

Your state insurance department issues the license. Pick your state for its regulator and calling rules.

Can I sell in other states?

Yes, with a nonresident license in each state where your leads live. You need a license in the lead’s state before you sell to them.

Questions new agents ask

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Last updated October 25, 2026. Prices on this page come from the Dial Haul store and change only when the store changes.