California is the biggest market we sell in, with 39.4 million people. About 6.9 million of them are 65 or older. Our California leads come from quote requests across Los Angeles, the Inland Empire, the Bay Area, San Diego and the Central Valley.
Who to call
41.2% of Californians are Hispanic or Latino, and 44.4% speak a language other than English at home. That makes California the best state on our list for Spanish leads. Home ownership is lower than the national rate (55.9%), so the mortgage protection pool is smaller per person than in a state like Michigan. Term life and final expense carry most of the volume here.
Calling rules
A short summary, checked against the statute. Not legal advice. Federal rules apply too.
24 hours every 2 year license term, with 3 hours of ethics. Regulator: California Department of Insurance.
No separate state hours. Use the federal window: 8 AM to 9 PM.
The same price list as every state we sell in. Aged from $1.75. Bad numbers swapped in one tap.
Questions
California follows the federal window: 8 AM to 9 PM in the lead's local time. There is no stricter state rule.
Source: National Do Not Call Registry
No. California relies on the national Do Not Call registry. The Attorney General points consumers there.
Source: National Do Not Call Registry
Usually no. Bus. and Prof. Code 17511.1 excludes people licensed under the Insurance Code when the sale is governed by insurance law.
24 hours every 2 year license term, including 3 hours of ethics.
Source: California DOI continuing education · California DOI ethics CE
Your leads in California read our sister site first: Life insurance in California on Coverfolk.
Agents also ask
Cities
Every lead comes from a California quote form. Search the store by city to pick leads near you.
Other states
