Louisiana has about 4.6 million people, and 17.7% of them are 65 or older. Our Louisiana leads come from Coverfolk quote forms filled out by people in New Orleans, Baton Rouge, Lafayette, Shreveport and the towns in between.
Who to call
Louisiana has some of the strictest calling rules of our states. Sales calls stop at 8 PM, there are no sales calls on Sunday or holidays, and the state keeps its own no call list run by the Public Service Commission. Homes are lower priced, with a median value of $223,200, and 68.1% are lived in by the owner, so final expense and mortgage protection policies stay small.
Calling rules
A short summary, checked against the statute. Not legal advice. Federal rules apply too.
24 hours every 2 years, with 3 hours of ethics. Regulator: Louisiana Department of Insurance.
8 AM to 8 PM Monday to Saturday. No calls on Sunday or state holidays.
The same price list as every state we sell in. Aged from $1.50. Bad numbers swapped in one tap.
Questions
Call from 8 AM to 8 PM, Monday to Saturday, at the lead's location. Do not make sales calls on Sunday or on a state holiday.
Source: La. R.S. 45:811, calling hours (FindLaw) · National Do Not Call Registry
A licensed insurance producer is excluded from the Attorney General's telephonic seller registration when the sale is governed by the insurance law. The Public Service Commission no call program is separate. Solicitors register there and pay a yearly fee to use the Louisiana list.
Source: La. R.S. 45:844.14, solicitor registration (FindLaw)
A Louisiana life and health producer needs 24 hours of continuing education every 2 years. At least 3 of those hours must be ethics.
Final expense, mortgage protection and veteran leads. 17.7% of people are 65 or older. 68.1% of homes are lived in by the owner, median value $223,200.
Source: Census QuickFacts
Your leads in Louisiana read our sister site first: Life insurance in Louisiana on Coverfolk.
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