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Dial Haul / States

Life insurance leads in New Jersey.

New Jersey is small on the map and packed with people: 9.5 million of them, split between the New York and Philadelphia metros. Our New Jersey leads come from quote requests in North Jersey, the Shore, Trenton and South Jersey.

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People9.5 million
65 and older18.5%
Safe calling hours8 AM to 9 PM
Aged leads from$1.75

Who to call

What sells in New Jersey.

17.9% of New Jersey residents speak Spanish at home and about 1 in 4 is Hispanic, so Spanish leads are a strong play. 18.5% are 65 or older. New Jersey has one rule that helps lead buyers: its calling hour and disclosure section does not apply to calls the customer asked for, like a quote request on a website.

  • Spanish17.9% of residents speak Spanish at home.
  • Final expense18.5% of residents are 65 or older.
  • Term lifeDense commuter suburbs full of young families.

Calling rules

New Jersey calling rules for agents.

  • No calls between 9 PM and 8 AM in the customer's time zone (N.J.S.A. 56:8-128).
  • Within the first 30 seconds give your name, who the call is for and why you are calling.
  • Section 128 does not apply to calls the customer affirmatively asked for, such as a follow up they requested on a website.
  • Telemarketers register every year with the Division of Consumer Affairs. The fee runs $150 to $2,000 based on how many phone numbers you use.

A short summary, checked against the statute. Not legal advice. Federal rules apply too.

License and CE

24 credit hours each licensing term, with 3 hours of professional ethics. Regulator: New Jersey Department of Banking and Insurance.

Calling hours

8 AM to 9 PM.

Prices

The same price list as every state we sell in. Aged from $1.75. Bad numbers swapped in one tap.

Questions

New Jersey lead questions.

What are the calling hours in New Jersey?

8 AM to 9 PM in the customer's time zone.

Source: National Do Not Call Registry

Do New Jersey rules apply to leads who asked for a quote?

The calling hour and disclosure section (56:8-128) does not apply to calls the customer affirmatively requested. Keep the consent record that comes with every Dial Haul lead.

Source: New Jersey Department of Banking and Insurance

Do I have to register as a telemarketer in New Jersey?

New Jersey requires yearly registration with the Division of Consumer Affairs, and we did not find an insurance exemption. Check with the Division before you dial at volume.

Source: New Jersey Department of Banking and Insurance

How much CE does a New Jersey agent need?

24 credit hours each licensing term, including 3 hours of professional ethics.

Source: N.J.A.C. 11:17-3.6 (CE)

Your leads in New Jersey read our sister site first: Life insurance in New Jersey on Coverfolk.

Cities

New Jersey cities we sell leads in.

Every lead comes from a New Jersey quote form. Search the store by city to pick leads near you.

Dial New Jersey today. Leads drop at 9 AM and 2 PM Central.

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