The best time to call most insurance leads is 10 AM to noon and 4 PM to 7 PM in the lead’s own time zone. Call final expense leads late morning, and working age term life leads early evening. Always stay inside the state’s calling hours.
| Lead type | Best hours (their time) | Why |
|---|---|---|
| Final expense | 10 AM to 2 PM | Often retired, home in the day |
| Term life | 5 PM to 8 PM | At work during the day |
| Veterans | 10 AM to noon, 5 PM to 7 PM | A mix of working and retired |
| Your time (Central) | Call leads in |
|---|---|
| 9 AM to 11 AM | Eastern |
| 11 AM to 1 PM | Central and Mountain |
| 1 PM to 4 PM | Pacific |
| 4 PM to 7 PM | Eastern working age leads |
Federal rules allow 8 AM to 9 PM in the lead’s time, and some states are stricter. The Dial Haul dialer shows the lead’s local time and blocks calls outside their state’s hours.
Yes, once we have enough calls logged to share real numbers. They will be on the stats page.
Last updated . Prices on this page come from the Dial Haul store and change only when the store changes.
More answers: How do you work $1 insurance leads? · What is a captive agent vs an independent agent?
