New York has 20 million people and about 3.9 million of them are 65 or older. Most of our New York leads come from the city and Long Island, with a steady flow from Buffalo, Rochester and Albany.
Who to call
New York is a renter's state. Only 54.3% of homes are owned, the lowest on our list, so mortgage protection is a smaller slice here. Term life and final expense do the heavy lifting. 30.9% of New Yorkers speak a language other than English at home, so Spanish leads are worth a test too. Have your opening line ready: New York wants your name, who you work for and a do not call offer in the first 30 seconds.
Calling rules
A short summary, checked against the statute. Not legal advice. Federal rules apply too.
15 credit hours every 2 years, including 1 hour of ethics, 1 hour of insurance law, and 1 hour of diversity and bias training. Regulator: New York State Department of Financial Services.
8 AM to 9 PM at the lead's location.
The same price list as every state we sell in. Aged from $1.75. Bad numbers swapped in one tap.
Questions
In the first 30 seconds: your name, the company you are calling for, an offer to put them on your do not call list, and whether the call is recorded.
8 AM to 9 PM at the customer's location, unless they agree to a different time.
Source: National Do Not Call Registry
15 credit hours every 2 years, with at least 1 hour each of ethics, insurance law, and diversity and bias training.
Source: NY DFS continuing education
It works, but the pool is smaller. Only 54.3% of New York homes are owned. Most agents here lean on term life and final expense.
Your leads in New York read our sister site first: Life insurance in New York on Coverfolk.
Agents also ask
Other states
