Insurance leads in South Dakota

People935,000

65 and older19.4%

Safe calling hours9 AM to 9 PM

Aged leads from$1.50

Who to call

What sells in South Dakota.

68.6% of South Dakota homes are lived in by the owner, and 7.9% of adults are veterans. Mortgage protection, final expense and veteran leads all have a market here. Plan your week around one rule: South Dakota bans unsolicited sales calls on Sunday.

Mortgage protection68.6% of homes are lived in by the owner.
Final expense19.4% of people are 65 or older.
VeteransAbout 54,000 veterans, 7.9% of adults.

Calling rules

South Dakota calling rules for agents.

South Dakota bans unsolicited sales calls to homes before 9 AM or after 9 PM local time, and on Sunday (SDCL 37-30A-3). A call made at the person's express request, or to someone with an existing business relationship, is not unsolicited (SDCL 37-30A-1(5)).
On an unsolicited call, give your true name and business right away, and within 30 seconds ask if the person wants to hear a sales pitch. Hang up if they say no (SDCL 37-30A-2).
The Public Utilities Commission keeps the state no call register and may use the national Do Not Call registry as that register. Solicitors may not make unsolicited calls to numbers on it (SDCL 49-31-99, 49-31-101, 49-31-103).
Telephone solicitors who make unsolicited calls to South Dakota homes pay the Commission a yearly fee of up to $500 (SDCL 49-31-105). A call within 3 months of the person's own inquiry counts as an established business relationship, so it is not unsolicited (SDCL 49-31-1.5, 49-31-1.6).
Phone call recording: South Dakota allows it when the sender or the receiver agrees (SDCL 23A-35A-20).

A short summary, checked against the statute. Not legal advice. Federal rules apply too.

License and CE

10 hours every 2 years for a life and health license (20 hours if you also hold property and casualty). Due by the last day of your birth month. Regulator: South Dakota Division of Insurance.

Calling hours

9 AM to 9 PM Monday to Saturday. No unsolicited sales calls on Sunday.

Prices

The same price list as every state we sell in. Aged from $1.50. Bad numbers swapped in one tap.

Questions

South Dakota lead questions.

What time can I call insurance leads in South Dakota?

Unsolicited sales calls are allowed from 9 AM to 9 PM in the lead's local time, Monday through Saturday. Not on Sunday (SDCL 37-30A-3).

Source: National Do Not Call Registry

Does South Dakota have its own do not call list?

The Public Utilities Commission keeps a state register and may use the national Do Not Call registry as that register (SDCL 49-31-101, 49-31-103). Scrub against the national list.

Source: SDCL chapter 49-31 (49-31-1.5, 49-31-99 to 49-31-108 no call register) · National Do Not Call Registry

How many CE hours does a South Dakota life agent need?

10 hours every 2 years for a life and health license, due by the last day of your birth month. The Division of Insurance lists the hours for each license type.

Source: South Dakota Division of Insurance CE requirements

Which lead types sell best in South Dakota?

Mortgage protection, final expense and veteran leads. 68.6% of homes are lived in by the owner, 19.4% of people are 65 or older, and 7.9% of adults are veterans.

Source: Census population estimates 2025 (state totals and age)

Your leads in South Dakota read our sister site first: Life insurance in South Dakota on Coverfolk.

Agents also ask

Insurance leads in South Dakota.

What sells in South Dakota.

South Dakota calling rules for agents.

License and CE

Calling hours

Prices

South Dakota lead questions.

Calling questions for South Dakota agents.

What are the telemarketing calling hours by state?

How many times a day can I call the same lead?

Does the Do Not Call list apply to insurance agents?

Do I need a license in the lead’s state to call them?

Do I have to tell a lead the call is being recorded?

Where these facts come from.

More states we sell in.

Dial South Dakota today. Leads drop at 9 AM and 2 PM Central.