North Dakota has about 799,000 people. Fargo is the largest city, followed by Bismarck, Grand Forks and Minot. Our North Dakota leads come from Coverfolk quote forms filled out across the state.
Who to call
North Dakota is small but steady. 62.9% of homes are owned and 18.1% of residents are 65 or older. North Dakota's telephone law covers texts, and the consent exception needs a prior express written request or consent from the person.
Calling rules
A short summary, checked against the statute. Not legal advice. Federal rules apply too.
24 credits each renewal, with 3 credits of ethics. Finish by the middle of your birth month in your renewal year. Up to 12 credits can carry over, but ethics cannot. Regulator: North Dakota Insurance Department.
8 AM to 9 PM at the called person's location. This covers live, recorded and text sales messages.
The same price list as every state we sell in. Aged from $1.50. Bad numbers swapped in one tap.
Questions
Between 8 AM and 9 PM at the lead's location (N.D. Cent. Code 51-28-05). The same window applies to texts.
Source: National Do Not Call Registry
Yes. The Attorney General runs it, and the law also bars calls to numbers on the national registry for 31 days or more (51-28-06 and 51-28-09).
Source: N.D. Cent. Code ch. 51-28 (telephone solicitations) · National Do Not Call Registry
Yes, if you are on the call. North Dakota is a one party consent state (N.D. Cent. Code 12.1-15-02).
24 credits each renewal, 3 of them ethics, done by the middle of your birth month in your renewal year.
Your leads in North Dakota read our sister site first: Life insurance in North Dakota on Coverfolk.
Agents also ask
Other states