Montana has about 1.1 million people spread across a big state. Billings, Missoula, Great Falls and Bozeman are the largest cities. Our Montana leads come from Coverfolk quote forms filled out by people in those cities and the small towns between them.
Who to call
Montana skews older: 22.2% of residents are 65 or older. That makes final expense the lead to watch. 69.2% of homes are owned, with a median value of $375,800, so mortgage protection works too. And about 79,000 veterans live in a state of 1.1 million people.
Calling rules
A short summary, checked against the statute. Not legal advice. Federal rules apply too.
24 hours each 2 year license period, with at least 3 hours of ethics, done by your renewal date. Regulator: Montana Commissioner of Securities and Insurance.
8 AM to 9 PM local time at the called person's home.
The same price list as every state we sell in. Aged from $1.50. Bad numbers swapped in one tap.
Questions
Between 8 AM and 9 PM local time at the lead's home (MCA 30-14-1412).
Source: MCA 30-14-1412 (calling hours, abusive practices) · National Do Not Call Registry
No. MCA 30-14-1405 exempts licensed insurance producers and their staff from the registration and $50,000 bond rule.
Source: MCA 30-14-1404 (registration and bond) · MCA 30-14-1405 (exemptions)
Tell the lead the call is being recorded. Montana bans hidden recording without the knowledge of all parties, but a warning makes recording allowed (MCA 45-8-213).
24 hours every 2 years, with at least 3 hours of ethics.
Source: CSI insurance licensing (CE)
Your leads in Montana read our sister site first: Life insurance in Montana on Coverfolk.
Agents also ask
Other states
