Minnesota has about 5.8 million people, with Minneapolis and St. Paul at its center and Rochester and Bloomington next. Our Minnesota leads come from Coverfolk quote forms filled out by people across the state.
Who to call
72.2% of Minnesota homes are owned, so mortgage protection fits well. 19.1% of residents are 65 or older, which keeps final expense steady. Note the start time: Minnesota law bars sales calls before 9 AM, an hour later than the federal rule.
Calling rules
A short summary, checked against the statute. Not legal advice. Federal rules apply too.
24 hours before each license renewal, with 3 hours of ethics. At least 12 hours must not be sponsored by or tied to an insurance company or its agents. Regulator: Minnesota Department of Commerce.
9 AM to 9 PM for commercial sales calls to people you have no prior business or personal relationship with.
The same price list as every state we sell in. Aged from $1.50. Bad numbers swapped in one tap.
Questions
From 9 AM to 9 PM. Minnesota bans commercial telephone solicitations before 9 AM or after 9 PM (Minn. Stat. 325E.30). That start time is one hour later than the federal rule.
Source: National Do Not Call Registry
Not anymore. The state do not call law in Minn. Stat. 325E.311 to 325E.316 has expired, so use the federal registry.
Source: National Do Not Call Registry
Yes, if you are on the call. Minnesota is a one party consent state (Minn. Stat. 626A.02).
Source: Minnesota Department of Commerce
24 hours before each renewal, with 3 hours of ethics, and at least 12 hours not tied to an insurance company.
Source: Minnesota Department of Commerce
Your leads in Minnesota read our sister site first: Life insurance in Minnesota on Coverfolk.
Agents also ask
Sources
Other states
