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Insurance leads in Massachusetts.

Massachusetts has about 7.2 million people, centered on Boston, with Worcester, Springfield and Cambridge next in size. Our Massachusetts leads come from Coverfolk quote forms filled out by people across the state.

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People7.2 million
65 and older19.9%
Safe calling hours8 AM to 8 PM
Aged leads from$1.50

Who to call

What sells in Massachusetts.

Massachusetts homes are expensive, with a median value of $562,100, and 62.5% of homes are owned. That makes mortgage protection a strong fit. 19.9% of residents are 65 or older, so final expense has a real market too. A quarter of residents (25.1%) speak a language other than English at home. This is a state with its own rules: a state do not call list, telemarketer registration, an 8 PM cutoff and all party consent to record.

  • Mortgage protectionMedian home value is $562,100.
  • Final expense19.9% of residents are 65 or older.
  • Other languages25.1% of residents speak a language other than English at home.

Calling rules

Massachusetts calling rules for agents.

  • Massachusetts keeps its own do not call list, run by the Office of Consumer Affairs and Business Regulation. It also includes Massachusetts numbers on the national registry. Unsolicited sales calls to numbers on it are banned (M.G.L. c.159C s.2 and s.3, 201 CMR 12.03).
  • Unsolicited sales calls are banned between 8 PM and 8 AM local time, and so are recorded message sales calls (M.G.L. c.159C s.3). A call made in response to the consumer's express written or verbal request is not unsolicited (c.159C s.1).
  • Telephone solicitors who make unsolicited sales calls to Massachusetts consumers must register with the Office every year by January 1, pay the annual fee and get the state list before calling (201 CMR 12.04). No insurance agent exemption was found in the rule.
  • Massachusetts is an all party consent state. Secretly recording a call without the prior permission of everyone on it is a crime (M.G.L. c.272 s.99).

A short summary, checked against the statute. Not legal advice. Federal rules apply too.

License and CE

60 credits for your first renewal and 45 credits for each 3 year renewal after that, with 3 credits of ethics each time. Regulator: Massachusetts Division of Insurance.

Calling hours

8 AM to 8 PM local time for unsolicited sales calls. Calls the consumer asked for are not counted as unsolicited.

Prices

The same price list as every state we sell in. Aged from $1.50. Bad numbers swapped in one tap.

Questions

Massachusetts lead questions.

What time can I call insurance leads in Massachusetts?

Unsolicited sales calls are allowed only from 8 AM to 8 PM local time (M.G.L. c.159C s.3). Calls the lead asked for are not unsolicited, but staying inside these hours is the safe habit.

Source: M.G.L. c.159C s.3 (calling hours, banned calls) · National Do Not Call Registry

Does Massachusetts have its own do not call list?

Yes. The Office of Consumer Affairs and Business Regulation runs it, and it includes Massachusetts numbers on the national registry (201 CMR 12.03).

Source: National Do Not Call Registry

Do I need to register to make sales calls in Massachusetts?

Telephone solicitors making unsolicited sales calls to Massachusetts consumers must register every year and pay a fee (201 CMR 12.04). Check with the Office before you dial cold numbers.

Source: 201 CMR 12.00 Massachusetts Do Not Call Registry

How many CE credits does a Massachusetts producer need?

60 credits for the first renewal, then 45 credits every 3 years, with 3 credits of ethics each time.

Source: Massachusetts DOI exams and continuing education

Your leads in Massachusetts read our sister site first: Life insurance in Massachusetts on Coverfolk.

Dial Massachusetts today. Leads drop at 9 AM and 2 PM Central.

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