Maryland has about 6.3 million people, and Baltimore is by far its largest city. Our Maryland leads come from Coverfolk quote forms filled out by people in Baltimore, Frederick, Gaithersburg, Rockville and the towns in between.
Who to call
Maryland homes are worth a lot. The median home value is $419,900 and 67.6% of homes are owned, so mortgage protection is a natural fit. Median household income is $103,678. Dial with care here: Maryland law stops sales calls at 8 PM, not 9 PM, and caps you at 3 calls to the same person in 24 hours.
Calling rules
A short summary, checked against the statute. Not legal advice. Federal rules apply too.
Up to 24 hours each renewal period, with at least 3 hours of ethics (Md. Ins. Code 10-116). Regulator: Maryland Insurance Administration.
8 AM to 8 PM in the called person's time zone, every day. No more than 3 sales calls to the same person in 24 hours on the same subject.
The same price list as every state we sell in. Aged from $1.50. Bad numbers swapped in one tap.
Questions
Between 8 AM and 8 PM in the lead's time zone. Maryland law bans sales calls between 8 PM and 8 AM, which is one hour earlier than the federal 9 PM cutoff.
Source: Md. Com. Law 14-4502 (calling hours, call cap, consent) · National Do Not Call Registry
No more than 3 times in 24 hours on the same subject, even if you use different phone numbers (Com. Law 14-4502(c)).
Source: Md. Com. Law 14-4502 (calling hours, call cap, consent) · National Do Not Call Registry
Only if everyone on the call agrees first. Maryland requires consent from all parties (Cts. and Jud. Proc. 10-402).
Up to 24 hours each renewal period, with at least 3 hours of ethics, under Md. Ins. Code 10-116.
Source: Md. Ins. Code 10-116 (producer CE) · Maryland Insurance Administration CE page
Your leads in Maryland read our sister site first: Life insurance in Maryland on Coverfolk.
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