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Are text messages treated as calls under the TCPA in 2026?

Short answer

It depends on the rule and the court. Texts still count for the autodialer rules. But in July 2026 the Seventh Circuit said a text is not a "telephone call" for the Do Not Call part of the law, so people in Illinois, Indiana and Wisconsin cannot sue over texts under that section.

The Supreme Court treated texts as calls back in 2016. In 2025, in McLaughlin v. McKesson, it said courts do not have to follow the FCC’s reading of the TCPA, which is why circuits are now splitting.

No other circuit has ruled the same way yet, and state laws like Florida’s still cover texts.

The safe move: text only people who gave consent, honor STOP fast, and register your numbers for A2P 10DLC. This is a summary, not legal advice.

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Updated October 2026. Industry ranges from public lead and commission guides. Your results depend on your carrier, contract, and dialing.

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