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Dial Haul / Blog

Fresh vs aged life insurance leads: what they cost in 2026.

A fresh lead is under 30 days old and costs the most. Aged leads drop in price as they get older, down to a few dollars after 181 days. Many agents mix both: fresh for speed, aged for volume.

October 2, 2026

Lead typeUnder 30 days30 to 9091 to 180181+
Final expense$17.00$3.60$2.75$1.75
Mortgage protection$24.00$7.20$5.50$3.50
IUL$17.00$7.20$5.50$3.50
Term life$18.00$5.50$4.00$2.50
Veterans$18.00$6.30$4.75$3.00
Trucker$44.00$8.10$6.00$4.00
Spanish$18.00$6.00$4.50$3.00
Job niche$22.00$7.50$5.50$3.50
Life event$22.00$7.50$5.50$3.50

Every lead shows how many times it has been sold, so you can pick never sold leads when you want them. Packs start at $499 and weekly standing orders save 10%.

Sources

Where these facts come from.

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